Commercial Real Estate Data

www.schwartz-law.org Will filing bankruptcy stop a foreclosure? (Transcribed from video interview with Neil E. Schwartz, bankruptcy attorney Bakersfield CA. www.schwartz-law.org ) Absolutely, it will stop a foreclosure. With chapter 7 you’ve have to stay and remain current in your house payment otherwise you stand to lose it down the road. If you’ve fallen behind on payment and intended to keep it your income had fluxuated down but it had since recovered. Chapter 13 is an ideal solution for you provided that you can afford the payments and the payments are going to work for you. That would allow you to stop the foreclosure and catch up on the payments. It’s a great solution in today’s economy for a lot of people. So with time running out, how long does it take to stop foreclosure proceedings? We’ve stopped foreclosures within hours of a foreclose proceeding. I believe two weeks ago we had someone come in 10 minutes before the foreclosure was to take place, and we filed, stopped the sale and allowed her to stay in he house for a period of time now. She was thrilled about it, we try not to file within 10 minutes we hoped you give us a little more time, a little bit stressful in our office but it was done. She’s still in the house and enjoying as we speak. And in the 13, that’s the one you’re going to be making payments to catch up, the sooner you can come to us the better we can help you. That’s really the most important factor. If you come to us within 10 minutes it really …
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